The ABA website: ( (“Service”) is a hosted. Your use of the Service will constitute your acceptance of these terms and conditions.


By using this site, you signify your consent to these terms of use. If you do not agree to these terms of use, please do not use the site.

The following legal restrictions and terms of use apply to  ( any other site owned and/or operated by or on behalf of ABA. or any of its subsidiaries, that states that it is governed by these Terms of Use and/or links to these Terms of Use (the sites and entities collectively referred to herein as “ (” and “ABA” and/or “we” respectively).


This site is owned and operated by ABA, and all the contents of the site: learning resources, content, questions and tests, exams, graphics, and pictures are the property of ABA ( Company. All are protected, without limitation, by applicable copyright and trademark laws in the MENA region and foreign laws. No material may be copied, reproduced, republished, electronically posted, transmitted, or distributed in any way.


Derogatory, harmful or unlawful conduct is not permitted on  ( Users are not permitted to upload to, distribute through, or otherwise publish through  ( any content which is libelous, defamatory, obscene, pornographic, threatening, invasive of privacy or publicity rights, abusive, illegal or otherwise objectionable that would constitute or encourage a criminal offense, violate the rights of any party, or that would otherwise give rise to liability or violate any law.


The below terms and conditions apply when subscribing to any membership on www.  ( credit card payment.

  • Any dispute or claim arising out of or in connection with this website shall be governed and construed in accordance with the laws of UAE.
  • United Arab of Emirates is our country of domicile.
  • If you make a payment for our products or services on our website, the details you are asked to submit will be provided directly to our payment provider via a secured connection.
  • The cardholder must retain a copy of transaction records and Merchant policies and rules.
  • We accept payments online using Visa and MasterCard credit/debit card in USD (or any other agreed currency).
  • Multiple transactions may result in multiple postings to the cardholder’s monthly statement.
  • Refunds will be done only through the Original Mode of Payment.


Your correspondence and dealings with third parties including without limitation job seekers, employers and/or advertisers that you encounter via  ( solely between you and such entity. You agree that ABA shall not be responsible or liable for any dispute, loss or damage of any sort incurred as a result of any such dealings. In addition, you acknowledge that ABA does not endorse, verify, or make any representations regarding any third-party advertisements, products or services and does not confirm that each user of ABA is who the user claims to be. It is your sole responsibility to research and verify the legitimacy of any organization, individual or prospective employer advertising on ABA, and you are solely responsible for your decision to submit personal information to any third party, whether in connection with potential employment or otherwise.


ABA may add, change, discontinue, remove or suspend any portion of  ( any time, without notice.

Changing the terms and conditions

When things change – either with the platform or in law – we might need to update these terms and conditions. It is your responsibility to remain up-to-date, so we suggest you check back from time-to-time to check for any changes.  If there are notices on the platform that would override these terms and conditions – copyright for a particular course, for example – then the notice on the platform is the correct one.


Certain portions of ABA may ask you to create an account. If you choose to create such an account, you agree to provide only true, accurate, current and complete information. You further agree to accept all responsibility for all activities that occur under your account or password, if any, and that you will not sell, transfer or assign your account or allow others to use it. You are responsible for maintaining the confidentiality of any username and/or password that may assigned to or selected by you so that others may not access any members-only or password-protected portions of ABA using your account and/or identity. ( the right, in its sole discretion and without notice to you, to terminate your account and/or to restrict your access to all or part of ABA for any reason, including without limitation for extended periods of inactivity.


This Agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from  ( and all related documentation and all copies and installments thereof whether made under the terms of this Agreement or otherwise. This Agreement will terminate immediately without notice from ABA, if in ABA’s sole discretion you fail to comply with any term or provision of this Agreement, if you are a repeat infringer of any third party’s rights, or if you engage in conduct that is illegal, tortious or that interferes with the technological operation of this site. Upon termination, you must destroy all materials obtained from  ( all copies thereof, whether made under the terms of this agreement or otherwise.


By using  (, you agree to indemnify, defend and hold harmless ABA from and against any actual or alleged claims, demands, causes of action, judgments, damages, losses, liabilities, and all costs and expenses of defense (including, without limitation, reasonable attorneys’ and other legal fees and costs) arising out of or relating to: (1) your violation of these terms of use or any law, rule or regulation; (2) a claim that is based on your use of any content on ABA; or (3) any material uploaded by you or through your computer to ABA or otherwise sent by you to ABA.


All material on  ( limitation is protected by copyright and trademark laws.